Annual Financial Stability Report

The primary aim of the Annual Financial Stability Report is to inform the public about the condition of the financial system, to highlight the risks in the system and to timely alert of the potential systemic risks. To this end, the Report elaborates on the key systemic risks stemming from the domestic and international environment, regulatory measures taken or to be taken in order to prevent, mitigate or eliminate these risks. The Report presents in aggregate terms the results of macroprudential stress tests for the banking sector, tendencies in the banking and non-banking sectors, developments in the domestic and international environment, and trends in different segments of the financial market. Numerous text boxes in the Report place special emphasis on the most topical issues relating to financial stability and macroprudential policy at global and national level.

Text boxes:

  • Text box 1: Impact of interest rate changes on household debt
  • Text box 2: Effects of the Ukraine conflict on the banking sectors of the EU and Serbia
  • Text box 3: ECB 2022 climate risk stress tests – how well prepared are euro area banks for green transition?
  • Text box 4: Central bank digital currencies and the digital euro project
  • Text box 5: Residential real estate valuation in 2022
  • Text box 6: Macroprudential policy and the real estate market
  • Text box 7: Banking sector concentration and financial stability

Annual Financial Stability Report - Archive

Financial Stability Report - Archive until 2010

Reports until 2010